Insurance Company Investigations after Your Accident
Posted on Apr 4, 2013 10:52am PDT
Being involved in a car accident can be a frightening experience, not to mention a complicating one! Even if you have not yet been in one, understanding the extensive process that comes along with an accident is very important, especially when seeking to prove liability for a personal injury that was caused from the collision with another vehicle. However, in the event that you have been injured in a car accident, contact a car accident attorney in your area to help you seek the compensation you deserve for your pain and suffering. Whether they are minor or life threatening injuries, you may have to deal with medical bills, time off of work and property damages that can quickly add up your debt. With the help of a skilled attorney they will help you prove the liability of the other parties involved in the accident and fight for your rights as the injured victim.
After the accident, you will have to talk with your insurance company and this plays a very critical role in the aftermath of your accident and injury. Once you have filed the auto claim (basically stating that you were involve dint he accident, you'll give them the police report, etc.) and the insurance company will contact you in order to further discuss the case. An insurance adjuster will contact out and seek to obtain all of the information regarding the accident, leading up, the incident itself and afterwards. They may contact any other drivers involved, seek to talk with witnesses that you received contact information from, and if the accident was bad they may actually visit the scene. They will likely inspect your car to access the damages done and make a quote for the other insurance company for charges to repair or replace. They will ask for pictures of your car and others involved into e accident, ask for a medical information release form to be signed as well as discuss your injuries with any medical professionals you sought treatment from. The specifics involved will greatly depend on who your insurance provider is.
Assuming that the accident was entirely the other parties fault, the auto claim with your insurance company will only address the properly damages involve from the accident. They may include a small sum for injuries, and offer you a settlement in order to prevent a lawsuit (done so by the other party's insurance company) though depending on your injuries this may not be enough. As you talk with the insurance adjuster, you may decide that the damages and injuries far surpass that of their settlement offer, and if this is the case you will want to contact a car accident attorney in order to pursue the rightful compensation for your suffering.
When you are involved in an accident, all information is valuable; especially in the event that you were injured. Never be afraid to ask questions: to the police at the accident scene, to witnesses around, the other driver involved, your insurance company, etc. you want to make sure that you understand to the fullest what is happening so that you receive what is rightfully yours after the accident. It is important to also know the limits of your own insurance company, for even little details like whether they cover a rental car so that you can make your hour drive home after your car accident that occurred on the way home from work.
Whatever the situation may be, if you or a loved one have been involved in a car accident contact an attorney near you today for the legal representative you deserve fighting your claim!