Injured in a Car Accident at Work - St. Louis Work Injury Attorney
By James M. Hoffmann
Oct. 16, 2017 10:13a
Most workers are aware that when you are injured on the job, you can file a workers compensation claim. If you have been in a car accident on the job, you may wonder if you can recover workers compensation benefits. According to oiur St. Louis work injury lawyer, you can claim workers compensation benefits for car accident injuries sustained at work. In fact, you can possibly file a claim against the at-fault driver’s insurance as well.
Workers compensation benefits for car accident injuries
When a worker suffers injuries in the workplace, workers compensation will generally cover their medical expenses, a part of lost wages and permanent disability sustained even after completing the treatment. In Missouri, the workers compensation provider typically controls the treatment of injured workers. This means, the insurance company will arrange for the treatment of the worker and will pay the medical bills related to the workplace injury.
Workers compensation will also provide payment for time missed from work because of the injury and also any permanent disability the injured worker suffered in the workplace accident. Since each case is unique, the total amount of compensation will differ in each case.
When a worker suffers injuries in a car accident while at work, the aforementioned benefits still generally apply. Workers compensation will typically pay for the medical bills, lost wages and for any permanent disability sustained in the car accident.
The workers’ compensation carrier will still pay for their medical bills, time off work and for any permanency incurred from the accident. Once the claim has resolved and the worker has received compensation for permanent disability, the worker may be able to pursue a separate claim against the at-fault driver.
After the car accident, the insurance company will determine who is liable for the accident and resulting injuries. When the other driver is found to be at fault for the accident, his/her insurance company may be held responsible for the injuries sustained by the worker. This claim is seperate from the workers compensation claim.
An experienced workers compensation & personal injury lawyer will submit the medical bills and proof of lost wages to the insurance company. Once the damages have been reviewed, the lawyer and the insurance company will negotiate a settlement. If a settlement cannot be reached, a lawsuit may follow.
Once the car accident case has been resolved, the lawyer will determine the amount paid by the workers compensation provider. The provider is entitled to subrogation of the amount they paid towards the workers compensation claim. The car accident insurance company is responsible for payment of this amount, however, the worker must pay this amount out of their settlement amount.
Need help with your workers compensation claim? Get in touch with an experienced St. Louis workers compensation lawyer. Call (314) 361-4300 today.
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