If you don't have any insurance, or if the person that hit you doesn't have any insurance, then you may want to try and settle your car accident without getting any insurance companies involved. This is never idea, but settling an auto collision without insurance is possible. You will want to make sure that you take steps towards a clear and satisfactory settlement without any confusion.

First of all, you will want to exchange information with drivers at the scene. If there are any witnesses to the accident you will want to get information from them. Also, any drivers involved in the accident should provide you with information. If you are the victim in the accident, drivers may offer you a cash or check settlement right on the spot in order to hide the fact that they do not have insurance. Attorneys suggest that you forego these cash settlements.

Often the amount that the driver will offer is much less than you can get if you proceed in a more professional fashion. Instead, ask the drivers involved for their names, their phone numbers, their home address, drivers' license numbers, and license plate numbers. Also record the make and model of all cars involved in the accident and try to write detailed descriptions of the damage to each care. If possible, take photos of the cars as well and the way that the vehicles are positioned after the accident. Don't move the cars until after you have documented all details.

If a police officer arrives on the scene, you may be able to obtain a police report. In some cases, the officer will record all of this information in detail to file with the police department. Once it is filed, you can request a copy of the report for your own records. You then will want to get multiple estimates from car repairmen in your area for the damages to your vehicle. Get a quote from other driver's involved in the accident as well. Compare estimates to ensure that they are not inflated.

When discussing with the others involved in the accident, you need to document all communications. For example, if you send an e-mail, make sure to document the date and time it was sent and ensure that it went through. You can request that all correspondents use return receipts so that you can be sure that messages went through. After you have been working on this, you will need to draft a legally binding settlement agreement with the other drivers.

This must be drafted and signed with a notary present. The at-fault party will be released from further liability after the settlement is concluded. You will need to include a payment amount in the document and the terms of the payment. Typically, victims can decide if they want to receive their funds in a lump sum or in installments. Also, all parties involved must sign this document with their full names and a signature. If you receive a check you will need to make sure that the funds are clear.

Settling a car accident without insurance can be complicated. In some cases, it can be very difficult to do so and you will want an attorney on your side to assist you in your case. Don't hesitate to hire a lawyer to assist you with your car accident right away. With the right lawyer there to assist you, you will be able to work through any complications and get the information that you need right away. Hire the firm immediately to learn more!